Scott Tang, All Stages Financial Planning Trust trading as All Stages Financial Planning are Authorised Representatives of Consultum Financial Advisers Pty Ltd. ABN 65 006 373 995. AFSL 230323. IOOF Limited is an Australian Financial Services Licensee and is a member of the IOOF group of companies. IOOF takes no responsibility for any financial services provided by Consultum Financial Advisers Pty Ltd.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change.

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